BANKING AND FINANCE

Leading the Banking & Finance industry through today into the future.

Mortgage lenders, brokers, and institutions are subject to the industry’s constantly evolving regulations. Geraci Law Firm’s attorneys are experienced in banking and finance law to ensure your compliance with the changing times, to keep you in business and out of court. Our clients include small private lenders, mortgage brokers, commercial banks, credit unions, and bank holding companies.

Compliance with State & Federal Lending Laws – Geraci Law Firm is proficient with many state and federal lending laws such as the Truth in Lending, Act, ECOA, RESPA, banking regulations, and Regulations Q & Z.

Construction Loans for Builders & Developers – Geraci Law Firm assists builders, general contractors, and developers of commercial and residential property throughout the entire loan process.

Loan Renewals & Extensions – We help builders, commercial and retail developers, and any other business seeking a loan renewal or extension. Commercial &

Residential Real Estate Loans - Geraci Law Firm provides legal representation throughout the loan process. We can review your loan agreement for any adverse conditions and negotiate improved terms on your behalf. We can perform a property due diligence document investigation to determine if there are any title defects or other matters that might hinder in transferring full title to the property. The firm also assists clients in ordering and reviewing environmental reports to determine if there is any adverse environmental condition affecting the property.

Banking & Finance Documents - Geraci Law Firm drafts deeds of trust, notes, loan agreements, closing documents, loan renewals, and loan extensions.

Custom Loan Documents – Our firm has extensive experience preparing custom documents for our clients; these include documents for Construction, Commercial, and HELOC loans.

Phone: (949) 379-2600